HSA Resources

HRA Frequently Asked Questions

Below are some of the most commonly asked questions about HRAs. Click a topic and drill down to find the answer.

You can also find additional information on the What is an HRA page.

HRA Frequently Asked Questions

Select a Category and then Select a Question.

• Health Reimbursement Arrangements

  • What is a Health Reimbursement Arrangement (HRA)?

  • Are insurance premiums an eligible expense?

  • If I terminate employment or retire, can I receive the remaining balance in my HRA?

  • If I terminate employment or retire can I be reimbursed for expenses incurred after my termination date?

• Eligibility and Enrollment

  • How do I enroll?

  • Is my family eligible to enroll in an HRA?

  • How do I contribute money to my HRA?

• Funds Remaining in my HRA at the end of the year

  • What happens if I don’t use all the money in my HRA?

  • What happens to the funds that are not rolled over?

• Submitting Claims for Reimbursement

  • How do I submit a claim reimbursement from my Health Reimbursement Arrangement Account?

  • May I submit expenses for my spouse and children for reimbursement through my HRA?

  • What supporting documentation must I submit with each HRA claim?

  • How do I know why my claim was denied?

  • Why may the amount of my reimbursement differ from the amount of my request?

Which plan is right for me?

Which plan works better for you, HRA or HSA?.


Ready to Enroll?

If you've made the decision that an HRA is right for you, then contact your employer.